January rate cut supported rate-sensitive sectors with yield plays benefiting from lower discount rates. Market consensus builds for second rate cut in February on inflation trajectory. Property market enters peak season with strong buyer-seller activity resuming.

WBC advanced ahead of earnings season with mortgage competition moderating. Net interest margin pressure eases on rate cut trajectory. At $28.40, the bank offers yield with capital appreciation optionality as credit cycles normalize.

CBA rallied as rate cuts support mortgage pipeline and refinancing opportunities. Capital strength supports dividend growth through cycle. At $113, the blue-chip bank provides defensive exposure with growth optionality.

PPT climbed on investment management fee momentum and market valuation strength. Funds under management acceleration supports earnings growth. At $35.60, the asset management play offers capital market cycle exposure.

January peak season property market shows strong buyer intent with clearance rates above 65% in major cities. Investor property purchases accelerate as rate cut economics improve.

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